Instant Approval in 2 minutes

Accept UPI Payments
Instantly with Zero Setup Hassle

Integrate Paytm, PhonePe, BharatPe & Direct UPI in one dashboard. One API to collect payments directly in your bank with 0% transaction fee.

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256-bit SSL Secured
RBI Guideline Friendly
2 Min Activation
Trusted Users
0
Payments / Month
0
UPI Partners
0
UPI
Scan & Pay

merchant@sdzpay

Verified Merchant
Direct Bank Settlement

Accept Payments at
0% Transaction Fee

Connect your existing UPI IDs and start accepting payments directly into your bank account. No wallets, no gateway charges, no hidden fees.

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Live Dashboard

See Your UPI Payments in One Clean View

Track collections, settlements and success rates in real-time with our web dashboard. Export reports, filter by UPI handle, and monitor growth.

  • Payments overview with daily, weekly and monthly charts.
  • Recent transactions with status, UTR and source app.
  • Download CSV for GST and accounting in one click.

Today

₹1.2L

This Week

₹7.8L

Success Rate

99.2%

Recent transactions

₹1,250 • PaytmSuccess
₹499 • GPaySuccess
₹2,100 • PhonePePending
Integrations

Supported Gateways

One SDK, multiple payment possibilities.

Paytm Business

Attach your Paytm Business QR or UPI ID. Perfect for shops and small businesses with instant settlement.

BharatPe

Auto-collect payments using BharatPe merchant QR. Supports all third-party UPI apps seamlessly.

PhonePe Business

Enterprise-grade UPI collection. Handle high volume transactions with PhonePe's robust infrastructure.

Google Pay

Accept payments via Google Pay. Reliable, secure, and recognized by millions of users.

Bank UPI

Link your bank UPI handle for direct bank-to-bank transfers without any wallet in between.

Direct UPI ID

No merchant account? Use your personal VPA (for example, name@okicici) and start collecting.

More banks are being added regularly.

How It Works

Go Live in 3 Simple Steps

01

Sign Up

Create your SDZ Pay account and verify your email and basic KYC.

02

Connect UPI ID

Link your merchant or personal UPI IDs and generate branded QR codes.

03

Start Receiving

Embed our API/SDK in your site or app and start collecting instantly.

Use Cases

Built for Every Business Type

E‑commerce

Collect UPI on checkout pages with one-tap payment.

Gaming & Apps

Add in-app UPI purchases for coins and subscriptions.

SaaS Platforms

Collect recurring payments and usage-based charges.

Offline Stores

Display dynamic QR on TV/desktop for billing counters.

Security & Compliance

Designed for Trusted UPI Collections

We follow standard security patterns used across payment and fintech products so that your customers feel safe while paying online.

  • All communication over HTTPS with TLS encryption.
  • Token based requests for server-to-server callbacks.
  • No card or sensitive bank data stored on SDZ Pay servers.
  • Flows aligned with UPI and NPCI guidelines where applicable.
End‑to‑End Encryption

API keys and webhooks protected using secure tokens and IP controls.

Merchant Verification

Basic KYC and document checks before enabling high volume limits.

Disclaimer: SDZ Pay provides technology for UPI collection. Official bank and UPI app terms still apply for all transactions.

What Merchants Say

Loved by Small & Growing Businesses

“Integrated in under 15 minutes. Customers now prefer UPI and our cash handling almost dropped to half.”

Rajesh Kumar
Owner, CityMart Store

“We use SDZ Pay only for UPI. No MDR, no dispute with gateway fees and settlements are straight in our current account.”

Anita Verma
Founder, QuickPay Services
Why SDZ Pay

Simpler Than Traditional Gateways

Feature SDZ Pay Regular Gateway*
Multi‑UPI Support Yes Limited
Gateway MDR on UPI 0% on supported flows Can be charged
Direct Bank Settlement Yes Via gateway wallet
Go‑Live Time Few minutes Days to weeks

*Numbers are indicative. Always verify pricing and compliance before choosing any provider.

FAQ

Frequently Asked Questions

Is SDZ Pay an official UPI payment gateway?

SDZ Pay provides technology to help you collect UPI payments using your own UPI IDs or merchant accounts. You stay bound by your bank and UPI app terms.

How do settlements work?

Money is received directly in the bank account linked to your UPI ID. SDZ Pay does not hold or pool your funds.

Do you charge any hidden fees?

Our focus is to keep UPI collections at 0% MDR wherever allowed. Any platform/service fee will be clearly visible in your dashboard.

Is KYC required?

Basic verification is required for higher limits and to keep your account safe from misuse.

Can I issue refunds?

You can refund customers from your own UPI app or bank portal using UTR reference. Automated refunds can be added via custom flow.

Is this suitable for high volume businesses?

Yes, but we recommend contacting us for volume-based limits, monitoring and dedicated support.